Cookie Policy – E-lumy
Last updated: [23.01.2026]
We use cookies to improve your experience and analyze traffic.
Essential cookies are required and cannot be refused. You can Accept All, Refuse, or Customize your preferences anytime in Cookie Settings.
1.1 Strictly necessary cookies (mandatory)
These cookies are essential for the operation and security of the platform and payment services.
They are used to:
• Authenticate users
• Maintain secure sessions
• Enable online payment processing via CMI
• Prevent fraud and protect transactions
• Ensure platform stability
These cookies are always active and do not require consent, in accordance with CMI security and regulatory requirements.
1.2 Functional cookies
These cookies allow E-lumy to remember user preferences in order to improve usability and comfort.
Examples:
• Language selection
• User interface preferences
• Remembering login choices (when enabled)
1.3 Analytics and performance cookies
These cookies collect anonymous and aggregated data about how users interact with the platform.
They help us:
• Analyze traffic and platform usage
• Improve course navigation and content
• Optimize technical performance
No sensitive or payment-related data is collected through analytics cookies.
1.4 Marketing and communication cookies
These cookies may be used to:
• Measure the effectiveness of communication campaigns
• Provide relevant information related to E-lumy services
E-lumy does not sell or share personal or payment data for commercial advertising purposes.
2. Cookies related to online payments (CMI compliance)
Online payments on E-lumy are processed securely through the Centre Monétique Interbancaire (CMI).
Payment-related cookies and technologies are used exclusively to:
• Secure transactions
• Prevent fraud
• Ensure transaction integrity
• Comply with banking and regulatory requirements
E-lumy does not store full bank card numbers, CVV codes, or sensitive payment data.
All payment information is handled directly by CMI and its certified banking partners.
3. Cookie consent and management
When you access E-lumy for the first time, a cookie banner allows you to:
• Accept all cookies
• Reject non-essential cookies
• Customize your preferences
You can modify or withdraw your consent at any time via the Cookie Settings available on the platform.
1. What are cookies?
Cookies are small text files stored on yourdevice (computer, tablet, or mobile phone) when you visit a website. They allowthe website to function properly, enhance security, improve user experience,and provide information to the website operator.
Cookies may be:
- Session cookies, which expire when you close your browser
- Persistent cookies, which remain stored for a defined period
2. Why E-lumy uses cookies
E-lumy uses cookies to ensure:
- Secure access to the platform and user accounts
- Proper functioning of online payments via CMI
- Protection against fraud and unauthorized access
- Access to courses, dashboards, and certifications
- Improvement of platform performance and user experience
- Compliance with legal and security obligations
Some cookies are strictly necessary forsecurity and payment processing and cannot be disabled.
3. Third-party cookies
Some cookies may be placed by trustedthird-party service providers involved in:
- Payment processing (CMI)
- Security and fraud prevention
- Platform analytics
- Video hosting or learning services
These third parties comply with applicabledata protection laws and operate under strict confidentiality and securityobligations.
4. Managing cookies via your browser
You may also configure your browser toblock or delete cookies.
Please note that disabling essential cookies may prevent access to secure areasof the platform or online payment services.
5. Data protection and confidentiality
All personal data collected through cookiesis processed in accordance with:
- Our Privacy Policy
- Applicable Moroccan regulations
- International data protection standards (GDPR principles)
E-lumy applies appropriate technical andorganizational measures to protect user data and transaction security.
6. Updates to this Cookie Policy
This Cookie Policy may be updated toreflect:
- Legal or regulatory changes
- CMI security requirements
- Platform improvements
Any updates will be published on this pagewith a revised date.
7. Contact
For any questions related to cookies, dataprotection, or payment security, please contact:
contact@e-lumy.com
www.e-lumy.com
