These cookies are essential for the operation and security of the platform and payment services.
They are used to:
• Authenticate users
• Maintain secure sessions
• Enable online payment processing via CMI
• Prevent fraud and protect transactions
• Ensure platform stability
These cookies are always active and do not require consent, in accordance with CMI security and regulatory requirements.

These cookies allow E-lumy to remember user preferences in order to improve usability and comfort.
Examples:
• Language selection
• User interface preferences
• Remembering login choices (when enabled)

These cookies collect anonymous and aggregated data about how users interact with the platform.
They help us:
• Analyze traffic and platform usage
• Improve course navigation and content
• Optimize technical performance
No sensitive or payment-related data is collected through analytics cookies.

These cookies may be used to:
• Measure the effectiveness of communication campaigns
• Provide relevant information related to E-lumy services
E-lumy does not sell or share personal or payment data for commercial advertising purposes.

Online payments on E-lumy are processed securely through the Centre Monétique Interbancaire (CMI).
Payment-related cookies and technologies are used exclusively to:
• Secure transactions
• Prevent fraud
• Ensure transaction integrity
• Comply with banking and regulatory requirements
E-lumy does not store full bank card numbers, CVV codes, or sensitive payment data.
All payment information is handled directly by CMI and its certified banking partners.

When you access E-lumy for the first time, a cookie banner allows you to:
• Accept all cookies
• Reject non-essential cookies
• Customize your preferences
You can modify or withdraw your consent at any time via the Cookie Settings available on the platform.